Hello friends today I will share with you my experience about how money matters.
                                                                 

 So this year we went on winter vacation,  I have five family members, me , my husband , and three daughters. But after coming back, my husband showed me my bank statement.We discussed about having a budget because we had a lot of money to owe to the bank.We were on the curb.

By:Sabiha 

 
         

Mortgage issue
 
Before looking at a new house, first check your credit history and cost of income. Then go to the bank and talk to the banker about the mortgage. After that, if everything is approved, start looking for a new home, then your give the token money. If your mortgage is not approved, your token money will be gone.

   
Venn diagrams

When I was making my Venn Diagram, I found no words or sounds that are different in pronunciation. Since every sound in the English language is also found in Hindi language and so as I am learning English, I don't have to learn any new sounds. 

I remember in the winter time, when there was an emergency.

My friend called me because her son broke his foot and he needed my help to drop him off at the hospital, but that time I out side shovelling my driveway. I didn't hear the phone ring and I was very sorry. Once I got the chance, I called her back and she told me the whole situation. I had messed up my friendship and she didn't trust me.

I made up for it many time by visiting the hospital, the house and giving her son manny gifts, but I feel that she still holds a grudge against me. I think that people don't always move on, but we should all move on from the bad things.